The majority of it is really more on the things that we're talking about in terms of compliance and risk management, and having said that, the downside of not being excellent in those areas produced more than its share of cost over the last few years. Since the beginning of 2018, Wells Fargo has reduced its full-time headcount by about 18,000 through attrition or displacement, but it also added roughly the same number of people in its risk compliance and technology functions, Shrewsberry said
Craft S, Raman R, Chow TW, Rafii MS, Sun CK, Rissman RA, et al
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